Wholesalers
Staying on top of fast-moving trends is how wholesale companies stay in business. When your customers are suddenly clamoring for the hot new seasonal product line, you better get it on your shelves – fast. That requires fast access to working capital, which may be all tied up in inventory that’s already sitting in your warehouse.
King Capital funding can create a whole new world of opportunity for wholesalers!
If you find yourself in need of funds for new inventory frequently, a King Capital business line of credit could be ideal for you. Revolving credit lines are available up to $250,000. They work like a business credit card. Draw funds from your line whenever you need them. When you pay back your balance, the funds are available again. Once your line is place, you never have to apply again or wait for approvals.
A big benefit of our credit lines is you pay interest only on the money you’ve borrowed – unlike a traditional small business loan, where you have to make payments including interest every month, even if you haven’t used your borrowed funds yet.
King Capital also offers diverse products for wholesalers looking to expand their facility, upgrade their equipment or hire new staff. Equipment financing is available up to $5 million per piece of equipment. Borrow with no money down in most cases. We also offer business term loans up to $2 million, with flexible terms from 3 months to as long as 10 years.
Tailored Solutions for Logistics Businesses
One Size Doesn’t Fit All. That’s Why We Offer Options.
Stop waiting to get paid by the credit card processing companies. We can help you get cash for your future receivables.
If projects get delayed or clients are slow to pay, King Capital invoice/receivables financing allows you to dramatically reduce your payment cycle. You sell your unpaid invoices to a third party, and get paid in just a few days rather than weeks or months!
You can typically borrow up to 100% of the amount you need to buy the targeted equipment – up to $5 million per piece. The program is easy to qualify for and easy to repay – low monthly rates are similar to what you’d pay to rent equipment.
A business term loan can provide the infusion of capital you need to meet your goals. Loans are available up to $2 million, with flexible terms from 3 months to as long as 10 years.
For short-term working capital, we offer revolving lines of credit up to $250,000 that work like a business credit card.
Draw funds from your line whenever the unexpected happens – no applications, no waiting for approvals. When you pay back your balance, the funds are available again.
King Capital helps real businesses secure SBA loans—fast, honest, and with expert guidance. With lower rates and longer repayment terms, SBA loans are one of the smartest ways to fuel growth. We simplify the process so you can focus on running your business.
Fast Funding That Puts wholesalers First
When timing matters, King Capital delivers
Wholesalers can’t wait—and neither should your funding. Our streamlined process helps you cover payroll, purchase equipment, and keep patient care moving without delay:
- 95% of approvals in under 2 hours
- Same-day funding available
- Reps available after hours
- No origination or broker fees on many products
While banks and other lenders leave you waiting, we make sure your practice has the capital it needs, when it needs it.
What Makes Us Different
We Partner in Your Growth
We co-invest in deals with lenders. We put our skin in the game and that means better terms for you.
Transparency
We say no to hidden fees and yes to real transparency.
Financial Expertise
We guide you toward the right long-term solution, not just a quick sale.
Real Results. Real Relationships.
“King Capital is the real thing. Customer service and communication through the process was flawless. When King Capital advertises approval within hours, this is no joke!”
Bret
Arizona
“I have been working with Frank at King Capital for several years, and I have never had any issues getting financing. Frank is a pleasure to work with, and he always gets the job done for me and my business no matter the amount of capital we need.”
Ray
Michigan
“Thank you to King Capital and their team of professionals for their quick, clean, and efficient process in meeting my quick-capital needs in order to be opportunistic.”
Tommy
Virgina
Frequently Asked Questions
How fast can wholesalers get funding?
Many wholesalers receive funding offers within hours and access to capital within one business day. The exact timing depends on the financing type and how quickly we receive your documents, but our process is designed to move much faster than traditional bank loans.
What types of financing work best for wholesalers?
Wholesalers often benefit from invoice financing, lines of credit, and revenue-based financing. These solutions help businesses purchase inventory, manage supplier payments, and maintain steady cash flow while waiting for customer payments.
Do I need perfect credit to qualify?
No. We look at your business performance, not just your credit score. If you’ve been operating for at least 12 months and generate at least $50,000 per month in revenue, we can likely help.
Can you fund owner-operators or smaller carriers?
Yes, as long as your business has been operating for at least 12 months and meets our revenue minimum. Whether you run a couple of trucks or manage an entire fleet, we’ll tailor financing that fits your operation.
Are there any upfront or hidden fees?
No. Many of our products have no origination or broker fees, and you’ll always see your terms clearly before you sign. Transparency is one of the biggest things that sets King Capital apart from other lenders.
What can I use the funds for?
Anything that helps your logistics business operate or grow. That includes: Fuel and maintenance costs Payroll and driver settlements Insurance and permits Repairs or equipment upgrades Expanding routes or adding trucks
Can I get funding if my business already has an existing loan or advance?
Yes. We often help clients refinance or consolidate existing short-term debt into better terms. In some cases, King Capital even co-invests our own funds to improve your rates or extend repayment.
What documents do I need to apply?
Usually, your last four months of business bank statements and basic business information. For longer-term loans, we may also need tax returns or financial statements. Your funding specialist will guide you through exactly what’s needed.
Why should I choose King Capital over other lenders?
Because we’re real people who care about long-term relationships, not quick commissions. We often invest our own money into the businesses we fund, and we never promise something we can’t deliver. You’ll get honesty, speed, and a partner who understands your industry.