Healthcare Business Loans
Healthcare practices and facilities – whether they’re medical, dental, rehab or senior care centers – all face a unique cash flow challenge. They rely almost entirely on reimbursements from insurance companies for their livelihood. And, depending on the payor, the delay between providing the service and getting paid for it can be several months.
Yet the practice still has to make payroll, pay for inventory, and invest in the latest critical medical equipment to compete and thrive.
Why Healthcare Practices Need Financing
Insurance Delays. Ongoing Costs. We Fill the Gap.
Companies in the healthcare industry face unique financial challenges:
- Cover payroll and keep staff supported while waiting on reimbursements
- Pay for inventory, supplies, and day-to-day operating expenses
- Upgrade critical medical equipment to remain competitive
- Smooth cash flow during seasonal slowdowns or billing delays
We’ll be your partner to help you bridge the cash flow gaps so you can keep moving forward, bid on bigger jobs, and say yes to new opportunities.
Tailored Solutions for Healthcare Businesses
One Size Doesn’t Fit All. That’s Why We Offer Options.
Stop waiting to get paid by the credit card processing companies. We can help you get cash for your future receivables.
If projects get delayed or clients are slow to pay, King Capital invoice/receivables financing allows you to dramatically reduce your payment cycle. You sell your unpaid invoices to a third party, and get paid in just a few days rather than weeks or months!
You can typically borrow up to 100% of the amount you need to buy the targeted equipment – up to $5 million per piece. The program is easy to qualify for and easy to repay – low monthly rates are similar to what you’d pay to rent equipment.
A business term loan can provide the infusion of capital you need to meet your goals. Loans are available up to $2 million, with flexible terms from 3 months to as long as 10 years.
For short-term working capital, we offer revolving lines of credit up to $250,000 that work like a business credit card.
Draw funds from your line whenever the unexpected happens – no applications, no waiting for approvals. When you pay back your balance, the funds are available again.
King Capital helps real businesses secure SBA loans—fast, honest, and with expert guidance. With lower rates and longer repayment terms, SBA loans are one of the smartest ways to fuel growth. We simplify the process so you can focus on running your business.
Fast Funding Means Jobs Don’t Stop
When timing matters, King Capital delivers.
Healthcare can’t wait—and neither should your funding. Our streamlined process helps you cover payroll, purchase equipment, and keep patient care moving without delay:
- 95% of approvals in under 2 hours
- Same-day funding available
- Reps available after hours
- No origination or broker fees on many products
While banks and other lenders leave you waiting, we make sure your practice has the capital it needs, when it needs it.
What Makes Us Different
We Partner in Your Growth
We co-invest in deals with lenders. We put our skin in the game and that means better terms for you.
Transparency
We say no to hidden fees and yes to real transparency.
Financial Expertise
We guide you toward the right long-term solution, not just a quick sale.
Ready for More Patients and Better Equipment?
Get the capital you need to grow your healthcare practice—today.
King Capital provides fast, flexible financing so you can cover payroll, upgrade medical equipment, and keep patient care moving without delay. Whether it’s $50K or $2M, we’ll help you secure the capital to grow your practice on your terms, with no hidden fees or surprises.
Real Results. Real Relationships.
“King Capital is the real thing. Customer service and communication through the process was flawless. When King Capital advertises approval within hours, this is no joke!”
Bret
Arizona
“I have been working with Frank at King Capital for several years, and I have never had any issues getting financing. Frank is a pleasure to work with, and he always gets the job done for me and my business no matter the amount of capital we need.”
Ray
Michigan
“Thank you to King Capital and their team of professionals for their quick, clean, and efficient process in meeting my quick-capital needs in order to be opportunistic.”
Tommy
Virgina
Frequently Asked Questions
Can I finance medical equipment I already leased?
Yes. With a sale-leaseback option, you can free up capital tied to existing equipment.
What if insurance companies take months to pay?
Invoice financing gives you access to your funds in days, not months.
Can you help me qualify for an SBA loan?
Absolutely. We’ll help you determine if you’re eligible and guide you through the application process step by step.
What types of healthcare providers do you fund?
We work with practices of all sizes. From single offices to multi-location healthcare groups, including dental, medical, and specialty care providers.
How fast can I get funded?
You can get approved within hours and funded as soon as the same day. No waiting around for weeks like with banks.
What if I’ve already been turned down by a bank?
That’s where we come in. We specialize in saying yes when traditional lenders say no.
Do I need perfect credit?
Not at all. We look at the health of your business, not just your credit score. If you’re doing real work and bringing in revenue, we’ll find a path forward.
Do you fund large practices and medical groups?
Yes. We work with practices of all sizes, from single offices to multi-location healthcare groups with complex needs.